3165 PHLOX DR Palm Harbor, FL 34684
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Villa
Listing Status Active
Purchase Type For Sale
Square Footage 855 sqft
Price per Sqft $233
Subdivision Cloverplace Condo
MLS Listing ID TB8517639
Bedrooms 2
Full Baths 1
HOA Fees $225/mo
HOA Y/N Yes
Annual Recurring Fee 2700.0
Year Built 1984
Annual Tax Amount $743
Lot Size 3,920 Sqft
Acres 0.09
Property Sub-Type Villa
Source Stellar MLS
Property Description
$199,999 | 855 Sq Ft | 2 Bed / 1 Bath | HOA Only $230/Month
This villa-style home in the highly sought-after Cloverplace community is a rare find for anyone looking to build equity through renovation. Compact and efficient, this is an ideal scale for a first flip, a manageable DIY project, or a low-maintenance rental — with good bones, a smart layout, and a location that already commands strong demand.
Why This Deal Works:
Priced to leave room for renovation budget — at $199,999, this is one of the most accessible entry points into Cloverplace, leaving equity room to invest in updates and still land below comparable renovated homes in the area
Right-sized for a fast turnaround — 855 sq ft keeps renovation costs and timelines manageable, ideal for a first-time flipper or a weekend-warrior DIY project
Just $230/month HOA — covers water, sewer, trash, and exterior/community maintenance, keeping your carrying costs low during renovation and your margins protected after
Land ownership — no lot-lease traps eating into your returns
Investor-friendly community — no restrictive rental caps working against your exit strategy
Only one shared wall — near-single-family feel and privacy, which commands a premium with buyers and tenants alike
Private fenced backyard — instant value-add potential for outdoor living space, a huge draw for resale or rental
Major systems already handled — Roof (2016) and A/C (2018) mean your renovation dollars can go toward cosmetic and value-add updates instead of costly infrastructure replacement
The Upside:
The layout offers real flexibility for a renovation plan: the primary suite connects via sliding glass doors to a bonus room ideal for staging as a home office, den, or fitness space — a feature today's buyers pay extra for, and one that helps this 2-bed unit feel bigger than its footprint. Open living/dining flow gives you a blank canvas for a full kitchen and interior refresh without major structural work.
The Numbers Story:
Cloverplace homes are known for strong desirability and affordability in the Palm Harbor market, close to shopping, dining, and a short drive to Gulf beaches — all things that support strong resale value or rental demand once updates are complete. With a low entry price, low HOA, and a compact footprint, this deal keeps your total investment (purchase + renovation) well-positioned against post-renovation comps. Whether your plan is fix-and-flip, buy-and-hold rental, or a live-in renovation, the fundamentals here — location, land ownership, low carrying costs — do a lot of the heavy lifting for your business plan.
This is the kind of project that doesn't sit on the market long. Schedule your showing today and run your numbers on Cloverplace's best value opportunity.
Location
State FL
County Pinellas
Community Cloverplace Condo
Area 34684 - Palm Harbor
Zoning RPD-7.5
Rooms
Other Rooms Breakfast Room Separate
Interior
Interior Features Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
Heating Central
Cooling Central Air
Flooring Carpet, Tile
Furnishings Unfurnished
Fireplace false
Appliance Dishwasher, Disposal, Range, Range Hood, Refrigerator, Washer
Laundry Inside
Exterior
Exterior Feature Lighting
Garage Spaces 1.0
Pool In Ground
Community Features Buyer Approval Required, Deed Restrictions, Street Lights
Utilities Available BB/HS Internet Available, Public
Roof Type Shingle
Porch Enclosed, Rear Porch
Attached Garage true
Exposure North
Garage true
Private Pool No
Building
Lot Description City Limits, In County, Landscaped, Sidewalk, Paved
Story 1
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water None
Architectural Style Cottage
Structure Type Stucco,Frame
New Construction false
Schools
Elementary Schools Highland Lakes Elementary-Pn
Middle Schools Carwise Middle-Pn
High Schools Palm Harbor Univ High-Pn
Others
Pets Allowed Yes
HOA Fee Include Pool,Recreational Facilities,Sewer,Trash,Water
Senior Community No
Pet Size Small (16-35 Lbs.)
Ownership Condominium
Monthly Total Fees $225
Acceptable Financing Cash, Conventional
Membership Fee Required Required
Listing Terms Cash, Conventional
Num of Pet 1
Special Listing Condition None
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8517639
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